Archive for February, 2009

Can you be 1 month behind in all bills and avoid foreclosure?

Monday, February 23rd, 2009

I lost my job two weeks ago.Prior to that for the last two years we worked fewer and fewer hours so the budget was strained. I managed to make bill payments but am 1 month behind in everything including house payment,taxes and insurance. I hope to have a new job ...

What do you do when the senator's staff responds with a form letter that is completely unresponsive?Maddening!

Monday, February 23rd, 2009

I wrote to senator Hutchison (R-TX) and received a form letter response which was wholly unresponsive. I wrote to point out problems with proposed amendments to the Bankruptcy Code concerning home mortgages and the response I got was a chatty letter about what the government was doing otherwise and ...

does any one know who I can contact to prevent foreclosure that is a free service?

Friday, February 20th, 2009

My husband and I are getting divorce and we will not be able to pay the mortgage I am moving out of the house and he is staying but can not afford it and I have to pay rent where I will be moving does anyone have any suggestions on ...

Where may I find info on foreclosure properties — Interested in buying a foreclosure home to live in.?

Friday, February 20th, 2009

Specifically interested in my area of Los Angeles, CA. Thank you for your helP! The advantage to buying a property at a foreclosure auction is that you can often pay far less than you would have under normal circumstances. Frequently you can invest in improvements and then sell the home for ...

How Do I Stop Foreclosure On My Home?

Friday, February 20th, 2009

I want to keep my home but the lender will not take my money. They send it back to me? Make the banks financial officer an offer he can't refuse.

What are the laws about buying a house after a foreclosure in California?

Friday, February 20th, 2009

How long after a foreclosure can we purchase another home in California? Any info would be helpful! :) Thanks It's not so much laws as finding a lender who will take a risk on you. With a recent foreclosure in your history, your name is "Mud" as far ...

What are the best actions new homeowners should take to avoid going into foreclosure in the future?

Friday, February 20th, 2009

Here is the scenario and actual facts. Right now in this country, we are experiencing an unprecedented number of home foreclosures! What I'm talking about here is; from the day the new homeowners occupy their home, what should they be doing or NOT doing in order to AVOID going into ...

career change from mortgages officer to something stable?

Friday, February 20th, 2009

My husband is a loan officer with a mortgage broker office. He works only on commission. This office started about 18 months ago and no benefits of any kind. Just commission on the closings of each loan. The market in my area is horrible. Houses are not being sold, there ...

How to prevent foreclosure SOS?

Tuesday, February 17th, 2009

We lost our jobs 3 months ago, since then we have been sending out resumes, without landing any job, and our home has been on the market without any offers. -we lowered the price more than 45k, way below to market value. House is beautiful maintained and in excellent condition, ...

Seeking info on buying a foreclosure?

Tuesday, February 17th, 2009

We need to sell our house and buy another with only about $200,000, keeping the payments fairly low. We are in California, but would consider Oregon or Washington state. Does anyone know if it's a good idea to buy a foreclosure? foreclosures are tricky, because you cant necessarily do ...